Add the warm milk and the vinegar to the bread pan and let rest for 15 minutes while the milk curdles.
Add the rest of the ingredients to the bread pan in the order indicated in the recipe but reserve the dried fruit.
Select the basic white bread setting for a 1-pound loaf and a medium crust.
If the bread appears a bit sticky during the kneading cycle, add a tablespoon of flour at a time to get a firm dough ball. If it’s too dry, add a tablespoon of milk at a time to loosen it up.
When the machine beeps towards the end of the kneading cycle, add the raisins or craisins or other dried fruit. If your bread machine has a fruit and nut dispenser, dust the dried fruit with flour before adding it to the hopper.
When done, remove the loaf from the bread pan and let rest for 10 minutes. If you like you can glaze it with warmed honey. Slice and serve.